Mazfor is a Polish car-rental network whose defining twist is pairing everyday short- and long-term car hire with a specialised replacement-car service funded from the at-fault driver's liability insurance. When someone's car is off the road in a body shop after a collision, Mazfor supplies a courtesy vehicle and then recovers the cost directly from the other party's insurer — so the customer pays nothing out of pocket. This insurance-claim channel is the backbone of the entire business and a steady, recession-resistant source of demand that ordinary rental shops never tap.